Car insurance is required by law for all California drivers to carry. Without auto insurance in place, you face many risks which include suspension of your driving privileges and vehicle registration, fines, and more. It’s against the law to drive without coverage and a risk that you wouldn’t willingly take when getting car insurance san leandro ca is so easy.
How Much Car Insurance do I Need?
You are required to carry specific amounts of coverage to drive a car in the state. You may buy more coverage for added protection should you choose. California drivers must carry a car insurance policy that includes the minimum amounts of coverage:
· $15,000 Bodily Injury (1 injury)
· $30,000 Bodily Injury (all injured in the accident)
· $5,000 Property Damage coverage
· $15,000 Uninsured/Underinsured Motorist coverage
If you buy a new car from a dealership using financing, you may be required to carry what’s known as full-coverage insurance regardless of the state laws. Full coverage insurance protects not only the other driver in the accident, but also the vehicle that you are driving as well.
How Much Does Auto Insurance Cost?
San Leandro drivers pay an average cost of $841 per year. However, the amount that you’ll pay to insure your vehicle varies and is impacted by numerous factors, which include:
· Type of vehicle being insured
· Driving record
· Credit history
Stay safe when driving to keep the costs of auto insurance coverage to a minimal. Also make sure that you compare providers before choosing a policy. Rates significantly vary from one auto insurance provider to the next. You’ll only find the best prices for coverage when you take the time to compare your options. It costs nothing more than a few minutes of time to compare. It’s a worthwhile decision with results you’ll appreciate.